Joining an HOA when you move: Pros and Cons

There are a variety of reasons why it is important to consider where you will be moving to. We all have different needs and wants. Maybe one of your options is a HOA community. If this is the case, here are some pros and cons that you should consider before making the move.

The Pros of moving into a HOA Community:

  1. If you do not like mowing the lawn or taking care of the yard work, then this is the best option for you. An HOA community will be in charge of taking care of your grass so that it is always looking the best. You will not have to do any yard work and you will have the convenience of someone else doing it for you.
  2. Your utilities will already be included in the monthly mortgage. This can be helpful to many families because you will no longer have to worry about whether or not you will have the sufficient amount of money for the water and electricity bill. It will already be included in the monthly mortgage.
  3. The community is always safe and has regulations, so you will not have to deal with any neighbors making too much noise or being disrespectful. This type of community can be great if you have children with a bedtime or babies who are napping on a regular basis.

The Cons of living in an HOA Community:

  1. HOA communities can have many fees. Some of these fees can be very expensive and can increase your monthly mortgage bill. Make sure that when you are moving and you hire a moving company you take these into consideration. It is important to know whether or not you will be able to afford living in an HOA Community before you move into the home.
  2. If you like to decorate the outside of your home, you will not be able to do this in an HOA community home. You will have to abide the rules about decorating the exterior of the home. If you love decorating then this living option will not be the best for you or for your family.
  3. You will have to abide to the rules that the HOA community has and if you do not, you can be kicked out of the community. It is important to know which rules you will have to obey to see if it is something that you will be able to do.

If you do decide to make this move, make sure that you hire a good moving company so that this process is easier for you and for your family.